Payment processing services made simple

Take integrated payments at one fixed rate, with no hidden fees - anywhere, any time.

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Efficient payment processing for your business needs

Our payment processing service seamlessly integrates into your retail or hospitality point of sale system. Get everything from a single portal, all managed by one payment provider. 

  • Offer customers their preferred payment methods.

  • Process payments quickly and efficiently with Epos Now Payments.

  • Create and enhance your experience with our wide range of partners in the AppStore.

Credit card machine solutions tailored for your business

Remote payments

Card not present? No problem. Accept customers card payments remotely using Pay by Link.

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Chip and pin

These payments reduce fraud by adding a layer of security to credit or debit card transactions.

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Contactless

Offer a more convenient checkout process when customers pay, even for online stores.

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Leverage powerful payment reports to drive your business forward

As a business owner, you need a 360-view of your business to make informed decisions. With merc account reporting, you can:

  • Access detailed payment reports and track all transactions at the touch of a button.

  • Get a full overview of your cash flow and simplify bookkeeping with automated reports, saving you precious time, eliminating human error and avoiding costly mistakes.

  • Get real-time insights to help you make decisions about inventory, finances, how much staff get paid, and more.

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Seamless credit card payment processing at one fixed rate

We believe in complete transparency which is why there are no hidden fees or long-term contracts with Epos Now Payments.

  • Apply for payments via your Epos Now account, complete the security checks, and you're ready to take payments.

  • Enjoy one fixed rate for card transactions and accept all cards, including American Express, making it easy to budget for your payment processing service cost.

  • There is no need for a separate merchant account or payment gateway โ€“ we provide everything you need, including merchant services to start accepting payments quickly and easily.

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Global support for your payment processing needs

A payment process made easy by unrivaled support from our team. Whether you're calling about debit card payments, credit card processing, connectivity, recurring payments or reporting, we provide you with the assistance you need.

  • No more calling multiple parties, we'll take care of it all

  • Unrivaled support for your business when you need it

  • Global 24/7 telephone and email support is available whenever you need it, with multilingual teams on hand to offer assistance in your language

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Pair your card terminals with the new Epos Now accessories

Make payments a breeze with these NEW, indispensable Epos Now accessories for your Pro+, Air, or Link devices. 

Quick charging

Charge your mobile device with the Pro+ Charging Dock. Free your staff from the countertop and increase their productivity.

Safe storage

Protect your card machine from damage and theft with the Epos Now Terminal Stand. Mount your Link card terminal for a perfect payment experience.

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Safe, secure, PCI compliant card payments guaranteed

Our payment processor is used by thousands of retail and hospitality businesses across the globe. With over 10 years of experience in cloud-based POS systems and integrated payment processing solutions, we're one of the world's leading payment processors. Our award-winning, trusted payment solutions can help your business to save time and money.

All Epos Now Payment terminals are PCI compliant by default through our innovative encryption technology. This guarantees the safety and protection of you and your customers at all times. With proven reliability, we're ready to help you serve your customers when you are.

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Want to know more about how to start accepting payments?

If you'd like to know anything else about Epos Now card machines, get in touch with our team or read our frequently asked questions.

What security features are in place for credit card payments?

Our payment processing is fully PCI compliant, using the latest data encryption methods. We offer monthly updates to ensure your business has the most up-to-date protection methods.

How do payouts work?

All transactions are collected from bank accounts at the day's end and paid out on the next day, excluding weekends and bank holidays.

Worried about accessing sufficient funds for your business? Want your payouts quicker? Unlock fast access to your payouts and upgrade to Epos Now Payments same-day payouts. Depending on your business bank account, same-day bank transfers can include weekends and bank holidays and you can set a cut-off time of your choice. Talk to our sales team for more information.

What credit cards and banks are accepted?

All major debit cards and credit card companies are accepted. This includes Visa, MasterCard, American Express, Discover, JCB, and UnionPay. Payments can be made via digital wallets for the same rate, including Apple Pay, Google Pay and Samsung Pay.

Is Epos Now Payments compatible with iOS and Android POS systems?

Yes, Epos Now Payments hardware and software is compatible with both iOS and Android systems, so you can choose the POS system that suits your business best, without being limited in your payment options.

Epos Now Countertop, mobile payments and other POS systems all come with Android by default. However, Epos Now Payments grants your business multiple payment options when processing transactions. Use your tablets and personal devices as part of your system and download the Epos Now app to run your business. You'll also be able to access online payments for your e-commerce store.

What types of financial reports are available?

Use your Back Office portal to view all financial transactions in a single place including individual transactions, insights and payouts. Check when payments are processed, and when the funds will reach your bank account. Access everything in one place and easily manage your cash flow and your large or small business. 

Plus, you can integrate with popular accounting platforms, including Sage, Xero and Quickbooks, via our Epos Now AppStore to speed up your financial reporting.

How do payment processing fees work?

Weโ€™ve simplified payment processing with one clear, fixed rate that keeps debit and credit card payments straightforward. With Epos Now Payments, there are no hidden fees, additional authorization charges, or PCI-compliance fees.

Transaction fees:

  • Customer refunds = free

  • Card payments = 2.6% + 0.10c

Run a large business? We offer custom processing pricing options; please contact us for a personalized quote on payment processing rates and monthly fees.

Additional hardware fees apply; talk to us about options to support your business.

Does Epos Now Payments cater to businesses outside of the US?

Yes - we're a payment processing company that operates globally. We offer payment collection and processing services in multiple currencies so you can sell to customers around the world and accept payments of all major types, including online payment processing for online store and pay-by-link services, so you're not limited to in-person sales channels.

Can I accept remote payments with Epos Now?

You absolutely can! Epos Now offers Pay by Link and online payment processing services. This means your customers can buy via single-use links you can send to wherever they are or through an online store. We also offer portable payment devices if your business operates through a mobile service. Whatever your needs, Epos Now has the payment device to make your system work for you!

Are there any hidden fees or long-term contracts?

With Epos Now Payments, we charge one fixed rate meaning you know how much you'll be charged during sales at any time. Plus, your card reports will be visible alongside the rest of your business reporting so you can keep a close eye on your Payment figures whenever you're trading. Our contracts are equally transparent, with options as straightforward as a 12-month term!

Get started with Epos Now payment processing services!

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